no actually they dont. In fact the only time you pay for his teachings are when you go to his class or buy a book.
btw this presentation was free around around the world that night. problem was that so many people showed up that there was hardly room anywhere.
you can listen to his radio program free! Many of his books are in public libraries
http://www.daveramsey.com/basically all you need to know he teaches on his radio program. The program is one of the top 5 in the nation by total listeners.
btw this broadcast occurred free to the entire world last month
http://www.townhallforhope.com/
Dynasty: Puttins Bobcats yr1 http://manfrednba2k11bobcatdynasty.blogspot.com/taking draft applications!
2010-11 Playoffs - Cats beat Celtics in 5!

“All truth passes through three stages. First, it is ridiculed. Second, it is violently opposed. Third, it is accepted as being self-evident.”
Arthur Schopenhauer- German philosopher (1788 - 1860)